Nequi and Daviplata for foreigners
Nequi and Daviplata are digital wallets widely used in Colombia for payments, transfers and top-ups. They can be a practical solution for those who do not yet have a traditional bank account.
What they are
Mobile apps that let you keep money, receive and send transfers, pay for services and shop. They are linked to regulated financial institutions.
Requirements
They usually ask for a Colombian mobile number and ID. Some services or limits depend on the document type and level of verification. Check whether they accept a passport or cédula de extranjería.
Advantages
- Quick opening from your phone.
- Payments in shops with QR or code.
- Fast transfers between users.
Limits
They have balance and transaction caps depending on verification level. For large amounts, a full bank account is more convenient.
Security
Do not share keys, verify QR codes and distrust messages asking for your data.
Frequently asked questions
Can I use them with a passport?
It depends on current conditions; check in the app.
Are they safe?
They are regulated, but fraud exists; protect your keys.
Do they replace a bank account?
For daily payments yes; for large amounts a traditional account is better.
Related guides
General information based on current rules and practice; it may change. Confirm your case with the official source or an authorized professional. Not legal, tax or medical advice.