Travel & Health Insurance for Colombia
Whether you're visiting for two weeks or moving permanently, the right insurance depends on your situation. Here's what we recommend for each traveler profile — several of these partners also run active discount codes (see the highlighted ones below, and our full deals page).
Protege Tu Viaje · 🎁 Quote your plan online.
Read our in-depth guides by traveler type: expats · digital nomads · remote workers · cruise passengers · students · adventure sports · families · short vs long-term · pre-existing conditions · full comparison.
Tourists — trip insurance
Most tourist visas require, or strongly recommend, travel insurance with emergency medical coverage. We work with several providers so you can compare and pick what fits your trip:
Assist 365 — emergency assistance coverage with an instant discount code applied automatically.
Go Assistance — travel support with strong seasonal offers running most of the year.
IATI Travel — long-established European insurer, with an automatic discount applied through our link.
Protect Your Trip — trip coverage with an automatic discount applied at checkout.
Asegura Tu Viaje — Latin America-focused coverage, with permanent seasonal offers.
Globely — international travel insurance with medical emergency coverage, trip cancellation, and baggage protection.
VisitorsCoverage — side-by-side plan comparison so you can pick the right level of cover in a few minutes.
WorldTrips — global plans built for longer international trips.
Luma Travel — straightforward trip protection for shorter visits.
Trip Insurance — worldwide coverage option for travelers who want a simple, no-frills plan.
Digital nomads and expats — international health insurance
If you're going to live in Colombia for more than a few months, you need international health coverage — many visas, including the digital nomad visa, require it as a formal condition. These partners specialize in exactly this situation:
Insubuy — dedicated expat insurance plans built for people relocating abroad long-term.
Genki — health insurance designed specifically for digital nomads, with flexible month-to-month coverage.
SafetyWing — remote-worker coverage that follows you between countries, popular with the digital nomad community.
Long-term residents and retirees — life insurance
For those settling permanently in Colombia, international life insurance protects your family regardless of which country they live in afterward.
Olé Life Insurance — international life insurance, no medical exam, AI-assisted approval, available to residents outside the U.S.
How to choose your insurance
First define the type of stay (short tourism, long term or residence), age, pre-existing medical conditions and the activities you will do. Compare medical coverage amounts, repatriation, cancellation, baggage and exclusions.
Insurance and visas
Some visa categories require proof of medical coverage in Colombia under certain conditions. A tourist policy does not always meet that requirement; verify what your category demands before buying.
Read the exclusions
Adventure sports, pre-existing conditions, pandemics and certain destinations often have limits or exclusions. Read the general conditions and keep the coverage certificate.
Frequently asked questions
What is the difference between travel and international health insurance?
Travel insurance covers events during a trip; international health insurance is designed for long stays and broader care.
Does it cover pre-existing conditions?
It depends on the policy; check the exclusions.
When should I buy it?
Before traveling, ideally when you book, to cover cancellations.
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